Give Yourself Some Credit

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In a world that is increasingly becoming more focused on improving our financial discipline, it is possible that credit cards have been labeled, directly or indirectly, as ‘bad’. You know, ‘avoid credit’ seems to be the mantra for most. We are taught to budget, cut cost, save, invest and avoid all forms of credit. This makes credit cards almost an illegal possession for those pursuing financial discipline. But it needs not be. Credit cards are actually a tool for the truly financially disciplined people out there. They offer so much value if you can tame yourself. Here is why;

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