Equity Bank has firmly positioned itself as the leading lender and financial partner for Kenyans living abroad, offering a comprehensive suite of diaspora-focused banking and investment solutions.
Through its specialized Diaspora Banking Division, the bank continues to bridge the gap between Kenyans overseas and opportunities back home—making it easier to save, invest, borrow, and remit funds securely.
As diaspora remittances remain one of Kenya’s strongest sources of foreign exchange, Equity Bank has tailored its products to meet the unique financial needs of Kenyans in the United States, Canada, UK, Europe, the Middle East, and beyond.
Diaspora Lending & Mortgage Solutions
Equity Bank is widely regarded as the go-to lender for Kenyan diaspora property financing, providing flexible and long-term credit options for individuals and groups investing in real estate and development projects in Kenya.
Key lending products include:
- Construction Loans
Financing of up to 70% of the approved Bill of Quantities (BoQ), with repayment periods of up to 10 years, ideal for diaspora clients building residential or commercial properties. - Residential & Commercial Mortgages
Mortgages for purchasing:
- Single-family homes
- Condominiums
- Townhouses
- Entire apartment blocks and commercial properties
3. Plot Purchase & Equity Release Loans
- Loans for land acquisition in Kenya
- Equity release facilities allowing diaspora clients to borrow against the value of existing property to fund new investments or business ventures
These products are structured to accommodate overseas income streams and flexible repayment schedules.
Investment & Savings Accounts for Diaspora Kenyans
Equity Bank offers specialized accounts designed to promote disciplined saving and collective investment among diaspora communities:
- Jijenge Account
A goal-oriented savings account tailored for diaspora clients planning major investments such as land purchase, home construction, or business start-ups in Kenya. - Chama Investment Loan
Designed for diaspora groups, welfare associations, and investment chamas pooling resources for joint projects, property development, or income-generating ventures.
Seamless Money Remittances to Kenya
Equity Bank integrates with leading global remittance partners to ensure fast, safe, and affordable transfers to Kenya, including:
- PayPal
- Western Union
- Sendwave
- Taptap Send
- Remitly
- NALA
- MoneyGram
- Ria Money Transfer
Funds sent through these platforms are credited directly to Equity accounts, allowing beneficiaries immediate access via mobile banking, ATMs, or the bank’s extensive agent network.
Dedicated Diaspora Support & Global Outreach
To enhance customer experience, Equity Bank operates a 24/7 Diaspora Support Center, providing round-the-clock assistance across time zones via digital channels.
The bank also conducts regular diaspora roadshows and outreach clinics in major global hubs such as:
- The United States
- Canada
- The United Kingdom and Europe
- Australia
- The Gulf Cooperation Council Countries
These forums allow Kenyans abroad to open accounts, access loans, receive financial advisory services, and interact directly with Equity’s Diaspora Banking team.
Available Diaspora Account Types
Equity Bank provides multiple account options to suit different needs, including:
- Diaspora Savings Accounts
- Diaspora Current Accounts
- Business Accounts for diaspora entrepreneurs
- Joint and group (chama) accounts
All accounts can be opened and managed remotely using Equity’s digital platforms.
Why Equity Bank Remains the Preferred Diaspora Lender
With its strong capital base, regional footprint, digital-first approach, and deep understanding of diaspora needs, Equity Bank continues to stand out as Kenya’s leading lender for diaspora-focused financial solutions. Its ability to combine lending, savings, remittances, and personalized support has made it the financial partner of choice for thousands of Kenyans abroad seeking to build wealth back home.
Equity Bank operates a 24-hour Diaspora Support Center.
- Email:Â info@equitybank.co.ke
- Call:Â +254763026481
- Live chat: Available on the official Equity website
